Chase World of Hyatt Business Card Review

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I have been a long time fan of the Chase World of Hyatt card. I have found it to have a tremendous value for the cost. When staying at Hyatts, I earn more points than I would if I used my Chase Sapphire Preferred card which earns Ultimate Rewards (thus can be transferred 1:1 to Hyatt). A big perk of the card is that it gives two elite night credits for every $5,000 of spend. Last year, Chase introduced the business version of the card. The sign up bonus has historically been better on the personal card, so I tended to recommend it more than the business card. The sign up bonuses have changed recently. I took a closer look at the World of Hyatt business card and realized that it actually may have better value when compared to the personal card.

World of Hyatt Business Credit Card Sign Up Bonus

It’s no secret that one of the best ways to earn a lot of points quickly is through sign up bonuses. To recap, it’s the reward you get for spending a certain amount of money within a certain time period (usually 3 months or 90 days) after being approved for the credit card. The sign up bonus for the business card changed recently, and it is MUCH more attractive than it was before. 

Previously, there was, what I like to call, a tiered sign up bonus. It had the “traditional” sign up bonus and another bonus for spending more money in a longer time period. Personally, I’m not a fan of these as I want to earn the sign up bonus as quickly as possible and go back to putting money on other cards to maximize the amount of points I earn. It’s more difficult to keep track of (which is exactly why banks offer it).

The new and improved sign up bonus is much more straightforward: 60,000 World of Hyatt points after spending $5,000 in three months. This is more points for less spend than the original sign up bonus. 

For a limited time, you can also earn double elite night credits for each night you stay at a Hyatt. You have to apply for the card by October 6, and the double stay credits are for stays through the end of the year. This isn’t retroactive, so don’t hesitate if you’re on the fence about it. This will go away after the 6th, and no one knows what, if any, extra sign up bonus there will be. In my opinion, this addition to the sign up bonus really makes this a no brainer if you have a business and Hyatt points work for you.

Elite Night Credits Earning

One of, if not the biggest, differences is the earning of elite night credits. As I mentioned before, the personal card earns you two elite night credits after spending $5,000. The business card earns five nights for every $10,000 of spend. This isn’t once per calendar year or anything like that – you can earn as many elite nights as you want. If you have a lot of spending, this difference can be significant.

What’s the big deal about elite night credits? You can reach Globalist, Hyatt’s highest tier status level, with 60 elite nights in a calendar year. This top tier status is regarded as one of the best hotel statuses among the major hotel chains. The benefits are really good. Benefits are free breakfast, complimentary room upgrades (which may include a suite, such as the one pictured below), 4 PM check out, and many more. 

Increased Earning of Points

Another benefit, that is unique to the World of Hyatt Business card, is an increase in earning points on your top three spending categories each quarter, though December 31, 2023. Typically, each of the Hyatt credits cards earn only one point per dollar spent. The personal card does have some categories that earn two points per dollar, but you earn more points on those categories using the Chase Sapphire Preferred Card or Chase Freedom Flex. 

The categories that are taken into consideration for the increased bonus points are: dining, shipping, airline tickets booked directly with the airline or through Chase portal (but I strongly urge you to book directly), local transit, online advertising, car rentals, gas stations, and Internet/phone services. I wish it included office supplies, or categories that I get to choose, but Chase didn’t ask me!

Additional Benefits of the World of Hyatt Business Card

The business card also has two additional benefits not found with the personal card. The first is a $50 statement credit, twice a year, for purchases at Hyatt properties (including your room rate). The annual fee for the business card is $100 more than the personal credit card, but this credit mostly makes up for it. The second benefit is harder to make use of, but good to be aware of it anyway. After spending $50,000 in a calendar year, you get a 10% rebate on the World of Hyatt points you redeemed for the rest of the year.

Also, you automatically get Discoverist status. Admittedly, that doesn’t give you a ton of benefits other than a multiplier on points earned at Hyatt hotels and late checkout. However, employees/authorized users are free and also get Discoverist status.